PYMNTS
FEBRUARY 26, 2016
Generally speaking, it is hard to think of social media as something that is making the world a more inclusive place – given its occasional status as a toxic swamp of intolerance and cruelty. But social media has the ability to give more than men’s rights activists, bigots, misanthropes, political extremists and conspiracy theorists a venue to spout their more interesting ideas about the world and how it works.
Katz,Sapper&Miller
FEBRUARY 25, 2016
In her recently revealed emails, Hillary Clinton referred to Indianapolis by its decades-old derisive nickname, “Indianoplace.” She and everyone else still using this nickname should have come to the State of Real Estate panel presentation in Indianapolis hosted by the Commercial Real Estate Women, Indy Chapter.
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PYMNTS
FEBRUARY 24, 2016
In a sign that small business lending may be well on its way to moving beyond the traditional conduits of big banks and other larger financial players, online platform Lendio, which helps smaller companies find access to capital, reported heady growth for 2015. The company said Wednesday (Feb. 24) that its revenues were up more than 100 percent year over year, with one figure posting growth of more than 1,000 percent — 1,175 percent to be exact — as the company facilitated more than $128 million
PYMNTS
FEBRUARY 25, 2016
Visa has struck a new deal with China UnionPay through a memorandum of understanding to collaborate on three key areas in the financial ecosystem: payments security, innovation and financial inclusion. The deal, which was signed by Shi Wenchao, President of China UnionPay, and Visa CEO Charlie Scharf, aims to provide a platform for the two payments networks to come together to “strengthen and create new value for the bank card ecosystem benefiting consumers, merchants, financial institutio
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PYMNTS
FEBRUARY 23, 2016
Last year, starting in about August, the big EMV countdown was underway — though the question as to whether they were going to “make it” was already answered. They weren’t. As of the liability shift on Oct. 1, around half of “big retailers” had EMV while smaller retailers were clocking in at 10 percent to 33 percent, depending on whose count one liked.
PYMNTS
FEBRUARY 26, 2016
Alibaba is reportedly after a $4 billion loan from banks as it seeks backing for its expansion plans, according to unnamed sources who spoke to The Wall Street Journal. The news hints at what’s next for the Internet giant, which could include further acquisitions that Alibaba may want to get its hands into, the sources said. This follows Alibaba’s recent surge of spending — somewhere in the billions — on major expansion/acquisition plans in its home country of China — and abroad.
Accountant Advocate brings together the best content for small business accounting professionals from the widest variety of industry thought leaders.
PYMNTS
FEBRUARY 24, 2016
With a unique customer experience becoming ever more important in retail, virtual reality could play a significant part in those efforts. That’s the case made in a recent story from Forbes , which examines the growing trend of virtual reality (VR) in retail applications, paying particular focus to a number of Samsung’s offerings. The outlet shares that Samsung debuted a VR experience at select AT&T stores last week, which includes a virtual Carnival cruise for users outfitted wit
PYMNTS
FEBRUARY 24, 2016
With the 2016 presidential race in full swing, many important economic issues are being discussed. One of the most significant: the health and importance of small businesses, and in particular, the “mom and pop” shops that line the main streets and side streets of our local communities. These businesses – we call them Store Fronts — represent 3.8 million businesses, accounting for nearly 37 percent of all SMBs.
PYMNTS
FEBRUARY 24, 2016
It wasn’t easy for Tim Cook to get Apple Pay into China, but his company was finally able to make that vision a reality last week (Feb. 18). Now, however, new details have surfaced as to why China’s banks were finally ready to jump on the Apple Pay bandwagon. According to a report in the Chinese news site Caixin , Apple cut a deal with Chinese banks to charge them less fees than what it charges banks in the U.S.
PYMNTS
FEBRUARY 23, 2016
Yesterday, PYMNTS detailed what happened during Day 1 of Mobile World Congress in Barcelona. That included news like Visa’s car-based commerce deal, and its plans to expand Visa Checkout. It also detailed a series of news announcements from MasterCard, including details about its “selfie pay” expansion plan, MasterPass expansion plans, MasterCard’s IQ Series, its partnership with Coin, and its wearable payments play.
Speaker: James Kahler, COO of Full Course
Ever wondered where to splurge and where to safely conserve when it comes to operating and growing your restaurant? 🤔 Join James Kahler, COO of Full Course and industry visionary, in this new webinar where he'll talk all about best practices to invest in your restaurant's success! Whether you're a new business or an established restaurant, a seasoned pro or a rookie, you'll learn the keys to sustainable success in this competitive industry.
PYMNTS
FEBRUARY 24, 2016
When it comes to a retailer protecting its assets — digital and otherwise — the intrinsic assumption might be that the focus ought to look outward. But the reality is that the greatest security threat facing retail companies, according to a number of recent surveys, often comes from within. And we’re not just talking about sales floor employees with occasionally sticky fingers (although we are talking about that, to some degree); we’re talking about advanced cybercrime.
PYMNTS
FEBRUARY 24, 2016
Western Union is being questioned by the European Union’s antitrust regulators in relation to allegations that it conspired with banks to push its rivals out of the money-transfer market. “Western Union is cooperating with the European Commission following a request for information on the company’s business in Europe,” spokesman Daniel Diaz said in an email, according to Reuters.
PYMNTS
FEBRUARY 25, 2016
Mobile money transfer service WorldRemit announced Wednesday (Feb. 24) that it has launched in California. Regarded as the U.K.’s fasted growing startup, WorldRemit said it has set its sights on California, as the state is home to one in four migrants in the U.S. California will also stand as the company’s second largest market to date. “WorldRemit allows people to send money to family and friends with the speed and convenience they have come to expect in our connected world.
PYMNTS
FEBRUARY 24, 2016
If you ask its customers, they do not come first at Walmart, and, therefore, the world’s largest retailer ranks last in their opinion when it comes to customer service. That’s where Walmart came out among department and discount stores in the previous American Customer Satisfaction Index (ACSI); the chain actually dropped two points in maintaining the bottom spot in the latest edition, reports CBS News.
Speaker: Jamie Eagan
As organizations strive for agility and efficiency, it's imperative for finance leaders to embrace innovative technologies and redefine traditional processes. Join us as we explore the pivotal role of digitalization and automation in reshaping what is commonly referred to as the “last mile of reporting”. We’ll deep-dive into why digitalization is no longer a choice, but a necessity for finance departments to stay competitive in a fast-paced environment touching on: 2024 trends for the Office of
PYMNTS
FEBRUARY 24, 2016
What consumer doesn’t need to buy clothes? And what average consumer with a little extra cash isn’t going to feel fine spending a little more to get the latest fashion trends in their closets? It’s temptingly tautological how success and profitability should follow in so-called “essential” industries like apparel, grocery and restaurants, but the extended rough patch established apparel retailers are mired in proves that even their vertical isn’t immune to tur
PYMNTS
FEBRUARY 24, 2016
The online payments landscape is littered with abandoned shopping carts, passwords never remembered and frustrated consumers. Nearly four years after its founding, the Fast Identity Online Alliance (FIDO) has been making inroads into the payments landscape with a laser sharp focus on authentication that proves an online user’s identity. To that end, the nonprofit has been coalescing members around developing a standard platform through which authentication can be done as a “case agnostic” activi
PYMNTS
FEBRUARY 24, 2016
Share in online lender OnDeck have dropped 20 percent on the announcement that growth this year will be slower than initially forecasted. The top left OnDeck shares priced at a thrifty $7.05 – dropping to less than 50 percent of what it was when the firm first went public a little over a year ago. OnDeck’s difficulties are not unique exactly – tech based financial services firms are seeing an ebb in the explosive growth that has characterized them for the last several years.
PYMNTS
FEBRUARY 23, 2016
For all the johnny-come-latelies who spend the hours before midnight on April 17 scrambling to submit their tax forms, there are millions more Americans who are sitting pretty with their tax refunds already in hand. It’s a peculiar part of tax season. Nobody likes handing their hard-earned money over to the government, but plenty treat their tax refund checks like golden parachutes, federally sanctioned excuses to splurge on vacations, new clothes and the latest electronics.
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PYMNTS
FEBRUARY 23, 2016
JPMorgan’s mobile wallet may get a jolt from a coffee juggernaut. . Chase Pay is being integrated into the Starbucks mobile app, which is being used at more than 7,500 of the latter’s retail locations. The payments relationship will begin later this year, said Gordon Smith, who heads JPMorgan’s consumer banking unit as chief executive officer, during the financial firm’s investor day presentation on Tuesday, Feb 23.
PYMNTS
FEBRUARY 26, 2016
The ripple effects of a sluggish retail holiday season — exacerbated by unusually warm weather that made inventory hard to move — have started to show up in other industries. Specifically, trucking, where volumes slowed to a crawl during the first month of 2016 as retailers nationwide continue to work to move those overstocked inventory piles. According to Wall Street Journal reports, the American Trucking Association figures indicated that seasonally adjusted truck tonnage slipped 1.4 percent i
PYMNTS
FEBRUARY 24, 2016
When OnDeck first went public in 2014, around the same time that fellow alternative lender Lending Club did, it signaled the possibility of a new era of small business finance. What followed, however, was lackluster, with following quarterly reports yielding disappointing stats and the realization that online lending marketplaces may not be the market savior some investors were hoping for.
PYMNTS
FEBRUARY 24, 2016
Buy-side organizations may be inadvertently giving themselves a bad name with their business partners, contributing to the stereotype that procurement remains plagued by outdated, sluggish, paper-based processes and that procurement officials are unwilling to upgrade. But in a new whitepaper published by document automation firm Esker , the firm acknowledges that executives facing friction in accounts payable departments very well could be championing the adoption of sophisticated solutions; it
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PYMNTS
FEBRUARY 23, 2016
FinTech innovators and financial institutions the world over are exploring how to steer blockchain and distributed ledger technology in various directions, indicating that the market could see use cases for the tool far beyond cross-border payments. BuyCo.io is one of these firms looking for less obvious ways to use distributed ledger technology. Reports published Monday (Feb. 22) said the firm, known as the world’s first dCommerce marketplace — which stands for decentralized commerce — has intr
PYMNTS
FEBRUARY 23, 2016
The Wall Street short selling parade is setting sights on the retail industry. As noted by The Wall Street Journal on Monday (Feb. 22), the sector itself has been beset with overloaded holiday inventory, worries over global demand and, of course, the stock market that has been a roller coaster ride, which has had some spillover into stock prices. One measure of where investor sentiment can be headed comes in the form of short interest, which gives a snapshot of how many shares are held by so-cal
PYMNTS
FEBRUARY 23, 2016
Modern commercial air travel is so universally loathed that comedians have worn out jokes about airplane food and lost bags to the point that audiences no longer find them funny despite their disdain. However, one British carrier has managed to break the mold — quality of airplane food yet to be determined. According to Marketing magazine’s 2016 Consumer Superbrands survey , British Airways managed to hold its top spot among the most favored (or favoured) brands among consumers in the Bri
PYMNTS
FEBRUARY 26, 2016
Channel surfing used to be a fundamental part of the television-watching experience. Even with the advent of digital TV guides, consumers are still locked into scanning hundreds of channels to find something to watch, giving each show just a second or two to catch their attention before moving on. In the age of digital streaming services, Netflix doesn’t have the luxury of television’s captive audience.
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PYMNTS
FEBRUARY 26, 2016
The revolution won’t be televised — it’ll be available for streaming with an Amazon Prime subscription. But to drive consumers there in the first place the eCommerce giant knows it has to attach itself to more serious star power, especially when it comes to Hollywood names. According to Hollywood Reporter , Amazon is gravely serious about doing just that.
PYMNTS
FEBRUARY 26, 2016
What is arguably among the hottest “trends” in retail right now is far from a positive one for the brick-and-mortar area of the industry. Taking a look at the latest earnings numbers that were announced by a few major chains yesterday (Feb. 25), CNNMoney finds Best Buy, Kohl’s and Sears to be in somewhat of the same, less-than-optimal boat.
PYMNTS
FEBRUARY 26, 2016
Disappointing sales for Kohl’s have got the retailer looking into smaller-format ideas. The Wall Street Journal reports that yesterday (Feb. 25) Kohl’s Corp. posted a 20 percent decline in Q4 profit and announced that it was planning to close some of its poorly performing locations while testing out a smaller format store. Although sales growth at established Kohl’s locations dropped from 3.7 percent in the fourth quarter of 2014 to 0.4 percent last year, the chain’s Chie
PYMNTS
FEBRUARY 25, 2016
A last-minute hitch might just put an end to Taiwan’s Foxconn’s proposed takeover of Japanese electronic maker Sharp. According to Reuters , Foxconn has reportedly tabled the deal in the face of some last-minute discoveries of previously undisclosed liability. The discovery of the hiccup came just hours after embattled Sharp announced it had agreed to be bought out by Foxconn.
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