Sat.Nov 25, 2017 - Fri.Dec 01, 2017

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NEW INSIGHT: How Budget-Conscious Banks Can Smarten Up Security

PYMNTS

Fraudsters launching forays against financial institutions (FIs) is a tale as old as, well, financial institutions. For the honest banker, there’s a constant need to upgrade defenses and proactively fend off attacks. But not everybody has the resources for a complete cybersecurity makeover — or the $100,000 to sweep a successful hack under the rug. Such resource and budget constraints may be the reason why, even as artificial intelligence (AI) and machine learning are enjoying high adoption rate

Maine 69
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Tidy Up Before the New Year: Complete This 2017 Year-End Checklist

Katz,Sapper&Miller

With the holidays quickly approaching and schedules filling up with activities, it is easy for business-related items to slip through the cracks. To help keep you on top of your to-do list, we have created a year-end checklist to ensure you are making the most of 2017 before ringing in the new year.

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In The UK, Cash And Contactless Are Vying To Stay On Top

PYMNTS

When the limit on contactless payments in the U.K. was raised in 2016 from £20 to £30, the overall volume of contactless payments tripled. While, for many industry spectators, the growth in volume of contactless payments equated to a correlating drop in cash use, the actual numbers reveal that despite a growth in competition from alternate payment forms, cash is continuing to hold its ground.

Retail 66
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TRENDING: mPOS Goes Globetrotting

PYMNTS

It’s tempting for small merchants to see cash through rose- (or should we say green-) tinted glasses, but major industry players think it’s time to break up the love affair — or, at least, give both parties some distance. Players like Mastercard are encouraging micro businesses to give mobile payment acceptance a whirl, hoping they’ll feel the attraction.

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How to Build the Ideal HR Team

HR doesn’t exist in a vacuum. This work impacts everyone: from the C-Suite to your newest hire. It also drives results. Learn how to make it all happen in Paycor’s latest guide.

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Mastercard Selects Diverse Group For Latest Start Path Program

PYMNTS

Mastercard has announced the list of startup companies chosen to participate in its Mastercard Start Path program, a group the company is calling its “most diverse class” ever. Mastercard revealed the list in a recent announcement, including startups that span a range of verticals. Those partaking in the program, which aims to support later-stage FinTech and technology startups, total 11 firms selected from five countries.

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Uber’s Rough Ride Of A Week

PYMNTS

We are reasonably sure that Uber will be happy to see 2017 come to an end. Scandals of one form or another buffeted the company throughout the early part of the year, leading to the departure of its founder, CEO Travis Kalanick , in late June. But the year’s earlier rough ride might now be viewed as a walk in the park when compared to the news of the last two weeks.

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Taking The Pain Out Of Group Outings

PYMNTS

[link]. Every group of friends has a social director, Fevo CEO Ari Daie told Karen Webster in this week’s Matchmakers conversation – that one person who organizes the cats and gets a group of otherwise passive adults organized for a game, concert or weekend trip. This person’s life, Daie noted, is full of friction. They have to organize the group, figure out when everyone is free, what they want to pay for tickets and then how to purchase that block of tickets for the group.

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First Data Acquires BluePay Holdings

PYMNTS

First Data , a global leader in commerce-enabling technology and solutions, announced news that it has acquired BluePay Holdings. A provider of technology-enabled payment processing for merchants in the U.S. and Canada, BluePay was one of First Data’s largest distribution partners with a strong focus on software-enabled payments and card-not-present transactions.

Sales 54
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Tapping The Power In The Plus-Size Apparel Market

PYMNTS

The average American woman’s size doesn’t much resemble the average size of a runway model — a fact well-known to any woman who ever stood in a dressing room trying on jeans and wondering what space alien they were cut for. The average female shopper in the U.S. is wearing a size 14 or 16 — 35 percent to 60 percent of women depending on whose figures you like — but most mainstream retailers do not carry clothes above a size 14.

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Today In Data: Rideshare Woes, Procurement Solutions And Investment Activity

PYMNTS

Many firms saw noticeable ups and downs in the past few days, with some experiencing highs like venture capital (VC) backing and new solutions to take extra tasks off employees’ hands. Others saw extreme lows, like massive devaluations and delays in important new product releases. Today in PYMNTS’ data, rideshare company Uber has had a rough 10 days, B2B procurement solutions are saving corporates time and money, VC funding rounds are backing a little bit of everything, investment activity in th

B2B 53
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Planning Your Restaurant's Path to Profitability

Speaker: James Kahler, COO of Full Course

Ever wondered where to splurge and where to safely conserve when it comes to operating and growing your restaurant? 🤔 Join James Kahler, COO of Full Course and industry visionary, in this new webinar where he'll talk all about best practices to invest in your restaurant's success! Whether you're a new business or an established restaurant, a seasoned pro or a rookie, you'll learn the keys to sustainable success in this competitive industry.

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Google Wants To Help Users Hire The Right Expert

PYMNTS

When it doubt, Google it: a mantra most modern Americans live by. When things go wrong at home — the dishwasher breaks, the dryer goes on strike or a carpenter is just sorely needed — most consumers’ first step in solving the problem is going to Google to find the person they need. The problem, Google has realized, is that even within one trade area, experts are likely to have different areas of interest or ability.

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Mobike And Ofo Deny Mismanaging User Deposits

PYMNTS

Shared bike giants Mobike and Ofo deny they used 6 billion yuan ($909 million) of user deposits to support their rapidly expanding businesses. Anonymous sources also allege that both bike sharing companies are suffering from money mismanagement and struggling to pay bike manufacturers. According to China-based news source Caixin, Ofo said in a statement it has always had measures in place to guarantee the safety of users’ deposits, and those customers can get their money back without any problem

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Today In Data: Ridesharing, Employee Theft And American Spending

PYMNTS

It seems individuals will always find a way to get the most out of things, be it expecting innovative technology that will solve their problems or understanding the long-term value involved in a hefty purchase price. Today in PYMNTS’ data, employees have admitted to stealing billions of dollars from employers, biometric software with facial recognition is growing in proliferation, Americans are having trouble keeping money in their savings accounts, businesses are working with month-old data and

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Simon Wants To Help eCommerce Brands Get Into The Mall

PYMNTS

While it seems like much of physical retail is trying to figure out how to better emulate eCommerce brands, eCommerce startups are actually trying to figure out a way to get a toe-hold into the physical retail world. And Simon Malls — with over 300 shopping centers nationwide — wants to help them do just that. The trouble with physical retail from the startup point of view is overhead: Long-term leases in untested physical spaces lack a certain appeal, particularly in an era when brick-and-morta

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How Automation is Driving Efficiency Through the Last Mile of Reporting

Speaker: Jamie Eagan

As organizations strive for agility and efficiency, it's imperative for finance leaders to embrace innovative technologies and redefine traditional processes. Join us as we explore the pivotal role of digitalization and automation in reshaping what is commonly referred to as the “last mile of reporting”. We’ll deep-dive into why digitalization is no longer a choice, but a necessity for finance departments to stay competitive in a fast-paced environment touching on: 2024 trends for the Office of

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China’s New Rules Target Online Micro-Lenders

PYMNTS

The Chinese government’s financial regulators have distributed new rules to local governments, targeting the fast-growing online micro-lending industry. According to news from Reuters , under the new rules, unlicensed organizations and individuals are not allowed to conduct a lending business. Lending institutions are also not allowed to give loan applications to consumers who have no source of income or to mislead consumers into overborrowing.

Legal 51
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Personalization Is Key To Email Marketing’s Boost On Holiday Shopping

PYMNTS

Retail email offers aren’t as effective as they should be, according to a Monday (Nov. 27) article published by the Wall Street Journal , and personalization is key to turning that around. “Nearly 90 percent of organizations say they are focused on personalizing customer experiences, yet only 40 percent of shoppers say that information they get from retailers is relevant to their tastes and interests,” said Brendan Witcher, a principal analyst at Forrester Research Inc.

Retail 51
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As Bitcoin Bubbles, Cassandra’s Chorus

PYMNTS

What do you get when a group of esteemed observers and participants in the financial system — among them Nobel laureates and billionaires and not a few government officials — chime in, as one, about the lures and lunacy of unchecked speculation? You get cause for concern. Food for thought. And enough IQ points, wealth and wealth of experience to give even the most cheerful of bitcoin boosters pause.

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Cards, Bank Loans And AltFin Easing SMBs’ Search For Financing

PYMNTS

With another Small Business Saturday in the books, small- and medium-sized businesses (SMBs) are still kept on their toes by the yearly spike in sales this time of year. For many, that means seeking external financing to fund an increase in business. The latest data on small business finance suggests entrepreneurs luckily have a range of options when it comes to seeking working capital as large institutional lenders continue to increase their SMB loan application approval rates.

Finance 49
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Register Now: Sneak Peek Into Close Automation SkyStem Web Demo

Technology is rapidly changing the way accountants perform and manage month-end activities. Spreadsheets, email, and shared drives no longer have to slow us down. Join us as we present a "sneak peek" recorded demo of SkyStem's month-end close solution – ART. In under four weeks, your team can start reaping the benefits of month-end close automation by vastly reducing spreadsheets, cut down on reconciliation work, speed up the month-end close, and better manage your remote team.

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Google Seeks To Feather Its Smart Home With Nest

PYMNTS

Google is reportedly considering combining Nest Labs, its home automation unit, with its hardware team, reported The Wall Street Journal. Citing sources familiar with the talks, The Journal reported that the move would reverse a big part of Google’s move two years ago, which split up the company into different businesses under the Alphabet parent. The paper noted that if Nest and its 1,000 workers became part of Google, it would mean Alphabet is pulling back from its strategy to keep the core Go

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Paytm Says On Track To Be World’s Biggest Digital Bank

PYMNTS

India-based Paytm Payments Bank not only wants to become the world’s largest digital bank , but also to evolve into a financial services company providing a slew of services like wealth management and trading. In an interview with Bloomberg published Tuesday (Nov. 28), Paytm founder Vijay Shekhar Sharma said the company is aiming to have 500 million bank accounts.

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ManageGo To Let Renters Pay Via Bitcoin

PYMNTS

ManageGo , a New York company that provides payment and maintenance scheduling services online for landlords and tenants, will enable tenants to make rent payments with bitcoin. According to news from CNBC , ManageGo said the ability to pay via bitcoin will kick off in the early part of next year with tenants able to pay with the cryptocurrency via the company’s mobile app.

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INSIDER INSIGHT: Can Jiko Tame The Wild West Of Digital Banking?

PYMNTS

Gone are the days of bandits terrorizing banks in the Old West – but that doesn’t mean banks are safe in the modern age. Online fraudsters pose threats that those bank robbers couldn’t possibly fathom, with the power to potential affect hundreds of thousands of consumers’ accounts – if not more. And now, new financial institutions are relying on technology to find ways to stop increasingly sophisticated cybercriminals in their tracks.

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Recruit and Retain New Blue-Collar Talent

Blue-collar jobs have a branding problem. One company, GEON, partnered with Paycor to find the solution. Learn how to attract, engage, and retain blue-collar employees, helping them build meaningful careers – and support your company’s goals.

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TRENDING: Putting Car-Shopping, Payments In The Mobile Fast Lane

PYMNTS

It’s time to shift gears when it comes to a commonly held perception about millennials and vehicle ownership. After years of believing millennials were disavowing the practice, recent studies indicate the millennial generation is kicking the tires on the concept of owning or leasing their own set of wheels after all. But, is the automotive market ready to offer a car shopping experience millennial consumers will embrace?

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Baby Bots: Taking Small Steps Toward The Automated Future

PYMNTS

“Alexa, is the store closed?”. “Alexa, does the store have clothes?”. When spoken aloud, these questions sound very similar. The difference is obvious to a human because of context, but to a voice-activated assistant, the distinction is a fine line and may result in some confusion. On the human side of the conversation, frustration ensues — and among millennials, it can turn into “Bye, Felipe,” as the customer churns out of whatever business created the bad experience.

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From Blockchain To Farming, Newly-Funded Startups Embrace Data Analytics

PYMNTS

This week’s B2B venture capital breakdown is an impressive blend of startups and, together, they’ve raised more than $279 million. From a firm that targets accounting for blockchain companies to a social network for farmers, investors certainly diversified their funding targets. But there is a clear common thread among the B2B startups that secured fresh funding this week: data analytics.

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GoFundMe Launches Zero Fee Platform

PYMNTS

GoFundMe, the online donation platform, announced Thursday (Nov. 30) it is introducing a zero percent platform fee with new, U.S.-based personal fundraising campaigns. In a press release , GoFundMe said the move will make it possible for more people to get help as quickly as possible. “The holidays are a time for giving and generosity. GoFundMe is always looking for ways to make fundraising easier, faster and more successful, and this time of year made perfect sense for introducing this pricing

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Join the Instant Payment Revolution: Read 7 Must-Know Facts for Small Businesses

Technology evolves at lightning speed, and as finance keeps changing, instant payments emerge as a game-changer for small businesses. By 2030, instant payments are projected to surge by 289% and will become the new norm in financial transactions. Our whitepaper reveals seven must-know facts about instant payments, offering to help you navigate this financial revolution effectively.

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Mars Bars: Now Serving Local Martian Microbrew

PYMNTS

After a long day of space exploration and planetary colonization, there’s nothing better than cracking open a nice cold can of local brew. Good thing Budweiser is developing the first-ever space beer, specifically tailored for production in the microgravity environment of Mars. Wonder if Drizly will deliver there? Mashable reports news that the American brewing giant is sending 20 barley seeds to the International Space Station on next week’s SpaceX cargo supply mission, where they will be store

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Start/Stop Cycle: Modern-Day Money Laundering And What To Do About It

PYMNTS

Ever wonder why it’s called “laundering money?” It’s because this type of fraud literally started with laundromats. In the 1920s, laundromats were a novel business. Regular folks (the ones who didn’t have housekeepers for that sort of thing) were enamored with the coin-operated machines that, for the first time, saved them the trouble of doing the wash themselves.

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Federal Appeals Court Revives Class-Action Suit Against Capital One

PYMNTS

A federal appeals court has revived a proposed class-action lawsuit accusing Capital One Financial Corp. of imposing illegal overdraft fees on customers. According to news from Reuters , the 2nd U.S. Circuit Court of Appeals in Manhattan said today that a lower court judge was wrong to dismiss a breach of contract claim. It also revived a claim under a New York state consumer protection law.

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Snapchat And Kay Jewelers Partner For Holiday Promotion

PYMNTS

Shoppers looking for something sparkly this holiday season for someone special (or themselves) can now browse jewelry on Snapchat — as Kay Jewelers will be using the social media platform to showcase its products via augmented reality. The retailer has launched a custom “world lens” on Snapchat’s mobile app designed to allow users to “try on” several Kay Jewelers styles.

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How CPA Firms Can Profit From Payroll Services Without the Extra Work

"Offer payroll and do it yourself,” they said. “It’ll be fun!” Spoiler alert: It was not fun. Most CPA firms know that they need to offer payroll services to their clients or risk losing them to another firm that will. However, many don’t really want to. It is often time-consuming and complex due to changing tax laws and regulations, and with the growing staffing shortages, most just don’t have the resources.